Punjab Chief Minister Maryam Nawaz Sharif has initiated the “Apni Chhat Apna Ghar” scheme, aiming to provide low-income families with affordable housing solutions. This initiative is a significant step towards addressing the housing crisis in Pakistan and promoting homeownership among the underprivileged.
Key Details of the Scheme
Objective
The scheme’s primary goal is to empower low-income families by offering affordable three-marla plots and enabling them to construct their own homes with dignity and security.
Pilot Phase
The program is initially being launched in Chistian, Bahawalnagar, where 666 plots will be distributed. Over 927 applicants have already received the first installment of loans under this initiative. The Punjab government plans to extend the scheme to other districts in the coming months.
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Financial Support
- Applicants will benefit from subsidized plots and easy payment plans.
- Loan Installments: Beneficiaries can pay in manageable monthly installments, making the scheme accessible even for families with limited incomes.
Expansion Plan
- A target of 47,000 houses by June 2025 and 100,000 houses by December 2025 has been set.
- The program emphasizes sustainable development, with maps and housing designs developed in collaboration with architectural experts to ensure quality housing equipped with basic amenities like water, electricity, and sanitation.
Portal Accessibility
The initiative has seen overwhelming interest, with over 600,000 registered users and more than 325,000 applications submitted through the official online portal.
Eligibility Criteria
To qualify for the scheme:
- Applicants must belong to the low-income bracket.
- Preference is given to families with no prior homeownership.
- Applications are submitted and processed through the scheme’s online portal to ensure transparency.
Example Table: Financial Overview for Beneficiaries
| Feature | Details |
|---|---|
| Plot Size | 3 Marla |
| Initial Installment | Rs. 50,000 |
| Monthly Installment | Rs. 10,000 |
| Total Payment Period | 5 Years |
| Additional Benefits | Subsidized essential items |
Additional Support
The government also plans to gift furniture and household essentials to families whose houses are completed under this project.
Conclusion
The “Apni Chhat Apna Ghar” scheme is a groundbreaking initiative by Maryam Nawaz Sharif’s government to address Pakistan’s housing shortage while empowering low-income families. This project not only fulfills a basic human need but also contributes to economic stability and societal equity by promoting homeownership.
For updated details and application processes, visit the official Punjab government housing portal or contact local district offices
