The Benazir Income Support Programme (BISP) continues to be a vital tool in supporting low-income families across Pakistan. With the ongoing efforts to uplift financially vulnerable segments of society, BISP has increased its quarterly Kafaalat installment to PKR 13,500. This article will guide beneficiaries through the process of withdrawing their Kafaalat payment online, ensuring that they can access their funds quickly and securely.
Understanding BISP Kafaalat 13500
The BISP Kafaalat program provides financial assistance to low-income households, with the goal of alleviating poverty and improving the quality of life for recipients. The amount of PKR 13,500 is disbursed quarterly to eligible families, allowing them to meet essential needs. The BISP Kafaalat payment is a crucial step in the Pakistani government’s broader efforts to provide social safety nets for those in need.
With technological advancements, BISP has made it easier for beneficiaries to access their funds. Online withdrawal options have been introduced, offering greater convenience and reducing the need for beneficiaries to visit physical locations.
Methods of Withdrawing BISP Kafaalat 13500
There are several ways to withdraw the BISP Kafaalat 13500 online, and the process is designed to be simple, fast, and secure. Here are the primary methods available:
1. Using Bank ATM (Bank of Punjab)
One of the most popular methods for withdrawing BISP Kafaalat payments is through the ATM network of Bank of Punjab (BOP). Beneficiaries can use their BISP ATM card at any BOP ATM to withdraw their payment. The process is straightforward:
- Visit the nearest BOP ATM: Look for an ATM that supports BISP transactions.
- Insert the BISP ATM Card: Use the ATM card provided to you by BISP.
- Enter Your PIN: Use the PIN that you received along with the card.
- Select ‘BISP Kafaalat’: Choose the option for BISP Kafaalat payment.
- Withdraw Funds: Select the amount you wish to withdraw (PKR 13,500 for the current installment) and complete the transaction.
2. Using JazzCash or Easypaisa
For those who do not have access to a Bank of Punjab ATM, mobile wallets like JazzCash and Easypaisa offer another convenient withdrawal method. Here’s how you can withdraw using these platforms:
JazzCash:
- Download the JazzCash App: If you don’t have the app, download it from the Play Store or App Store.
- Login: Enter your credentials to access your account.
- Select BISP Withdrawal: Navigate to the BISP withdrawal section.
- Enter Your CNIC Number: Enter the CNIC number linked with your BISP account.
- Withdraw Your Funds: Select the amount and complete the withdrawal.
Easypaisa:
- Open the Easypaisa App: Ensure you have an Easypaisa account linked with BISP.
- Select BISP Payment Option: Go to the BISP section in the app.
- Enter Required Details: Fill in your CNIC and other necessary information.
- Withdraw Funds: Complete the transaction to withdraw the PKR 13,500.
3. Using Other Bank ATMs
Apart from Bank of Punjab, other banks such as HBL (Habib Bank Limited) and Al Meezan Bank also provide access to BISP Kafaalat funds. You can use your BISP ATM card at these bank ATMs, following a similar process as mentioned for BOP ATMs.
4. In-Person Withdrawal from Partnered Banks
If you’re unable to access your funds online or through mobile banking, you can visit the nearest partnered bank branch, where BISP agents can assist in withdrawing the payment. The list of partnered banks includes:
- Bank of Punjab
- Habib Bank Limited (HBL)
- Bank Alfalah
- Mobilink Microfinance Bank (JazzCash)
- Telenor Microfinance Bank (Easypaisa)
These branches allow beneficiaries to withdraw funds by providing necessary documentation, including your CNIC and BISP registration details.
Steps for Online Withdrawal
Here is a comprehensive guide on how to withdraw your BISP Kafaalat 13500 online using various platforms:
1. Ensure Your Mobile Wallet is Linked to BISP
Before initiating the withdrawal process, ensure that your JazzCash, Easypaisa, or other mobile wallet account is linked with your BISP account. If it’s not, you’ll need to visit a nearby BISP enrollment center to link your CNIC and mobile wallet details.
2. Check Your Eligibility
To be eligible for the Kafaalat payment, your household must meet certain criteria. You can check your eligibility status by visiting the BISP official website or using the 8171 SMS service. Simply send your CNIC number to 8171, and you will receive a confirmation regarding your eligibility.
3. Login to Your Online Banking Portal
If you’re using online banking for BISP withdrawal, you will need to log in to your banking app or website. Once logged in, look for the “BISP Withdrawal” or “Government Payments” section to proceed.
4. Enter Payment Details
Once you’ve selected the withdrawal option, you will be prompted to enter your BISP registration number, CNIC, and other identification details. Make sure the information is entered correctly to avoid any issues.
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5. Complete the Withdrawal Process
After entering your details, follow the instructions to complete the withdrawal process. Depending on the method chosen (bank ATM, mobile wallet, or partnered bank), you will receive a notification confirming the transaction.
6. Receive Confirmation
Once the transaction is successful, you will receive a confirmation SMS or email, depending on the platform used. You can now collect your PKR 13,500 payment.
Partnered Banks and Withdrawal Methods
| Bank/Platform | Withdrawal Method | Mobile Wallet Options | ATM Support | Branches Available |
|---|---|---|---|---|
| Bank of Punjab | ATM | N/A | Yes | Yes |
| Habib Bank Limited | ATM | N/A | Yes | Yes |
| JazzCash | Mobile Wallet | Yes | No | No |
| Easypaisa | Mobile Wallet | Yes | No | No |
| Al Meezan Bank | ATM | N/A | Yes | Yes |
Important Notes for Beneficiaries
- Verification: Always ensure that the mobile number and CNIC associated with your BISP account are up-to-date to avoid withdrawal issues.
- ATM Access: Some ATMs may charge a fee for using your BISP card. Be sure to check with your bank for any applicable charges.
- Security: Keep your PIN and transaction details secure. Do not share them with anyone to avoid fraud.
- Check for Updates: Regularly check the BISP website or the 8171 service for any updates or changes in the withdrawal process.
Conclusion
With the enhanced quarterly payment of PKR 13,500, the BISP Kafaalat program is playing a pivotal role in helping low-income families across Pakistan. The online withdrawal methods have significantly simplified the process, making it easier for beneficiaries to access their funds. Whether you are using a bank ATM, mobile wallet, or visiting a partnered bank branch, the process is quick, secure, and accessible.
