The Benazir Income Support Programme (BISP) continues to play a pivotal role in alleviating poverty across Pakistan. In a recent announcement, the quarterly stipend for beneficiaries under the BISP Kafaalat Program has been increased by Rs. 3,000, bringing the total to Rs. 13,500 per quarter, effective from January 2025. This enhancement is set to benefit millions of families, further empowering them economically.
Overview of the Kafaalat Program
The BISP Kafaalat Program provides financial assistance to economically disadvantaged families, especially focusing on women, to reduce poverty and foster social stability. The program currently supports 9.3 million families, a number expected to reach 10 million by the end of 2024. These stipends help households meet essential expenses while ensuring economic inclusion for women.
Key Highlights of the Increase
- Previous Amount: Rs. 10,500 per quarter
- New Amount: Rs. 13,500 per quarter
- Effective Date: January 2025
- Beneficiary Expansion: Target to cover 10 million families by year-end
- Eligibility: Determined via a Proxy Means Test (PMT) score of ≤32
This adjustment comes as part of broader government efforts to enhance social safety nets and improve living standards for underprivileged communities.
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Benefits and Additional Programs
The increased stipend aligns with other initiatives under the BISP umbrella:
- Benazir Taleemi Wazaif: Educational stipends for children of registered families, promoting higher school attendance.
- Benazir Nashonuma Program: Nutritional support for pregnant and lactating mothers, along with children under two years old, to combat malnutrition.
- Skill Development Programs: Upcoming training initiatives for women to enhance employability and economic resilience.
Application and Disbursement Process
Eligibility Criteria:
- Households must fall within the poverty threshold based on PMT scores.
- Women with updated Computerized National Identity Cards (CNICs) are eligible.
How to Apply:
- Visit the official BISP website (bisp.gov.pk).
- Register through a local Dynamic Registration Center or the 8171 helpline.
- Undergo a home survey for verification.
Payment Channels:
Payments are disbursed via partnerships with multiple banks, including HBL, Bank Alfalah, and Telenor Microfinance, ensuring nationwide accessibility.
Table: Revised Payment Details
| Parameter | Previous Amount (Rs.) | New Amount (Rs.) |
|---|---|---|
| Quarterly Stipend | 10,500 | 13,500 |
| Annual Stipend (4 Quarters) | 42,000 | 54,000 |
| Beneficiaries Covered | 9.3 million | 10 million (target) |
Conclusion
The increase in the BISP Kafaalat stipend represents a significant step toward addressing economic challenges faced by low-income families. By enhancing financial aid and expanding beneficiary coverage, the program demonstrates the government’s commitment to poverty alleviation and social empowerment. As these changes take effect in 2025, millions of families will benefit, creating a positive ripple across communities.
