The Benazir Kafaalat Program continues to provide crucial financial aid to deserving families in Pakistan. With the introduction of a streamlined ATM-based withdrawal system through six major banks, accessing payments has become faster and more convenient. This guide covers the new payment system, eligibility criteria, district-wise coverage, and troubleshooting tips to help beneficiaries access their funds efficiently.
Eligibility Criteria for Benazir Kafaalat Program
To qualify for financial assistance, beneficiaries must meet the following conditions:
- Families with a poverty score below 30%.
- Women aged 65 or older.
- Widows or pregnant women automatically qualify.
- Households with no government employees or overseas travel history.
Ensuring that these criteria are met is essential for receiving payments under the program.
New ATM Payment System Overview
The government has collaborated with six prominent banks to facilitate smooth payment withdrawals:
| Participating Banks | Services Provided |
|---|---|
| Easypaisa | Secure ATM withdrawals for registered beneficiaries. |
| JazzCash | Quick mobile OTP verification integrated with ATMs. |
| HBL (Habib Bank Limited) | Nationwide ATM coverage in urban and rural districts. |
| Bank Alfalah | Biometric-enabled secure cash withdrawals. |
| UBL (United Bank Limited) | Large ATM network for financial aid accessibility. |
| NBP (National Bank of Pakistan) | Comprehensive coverage for low-income households. |
This multi-bank initiative ensures seamless access to funds across Pakistan.
Also Read: Himmat Card Payment Phase 2 (Quick Guide)
District-Wise ATM Coverage
The program now includes ATM withdrawal options in key districts. Beneficiaries can access payments at designated locations in their respective areas:
Punjab
Lahore, Multan, Sahiwal, Toba Tek Singh.
Sindh
Karachi, Hyderabad, Sanghar, Mirpur Khas.
Balochistan
Quetta, Chaman, Khuzdar, Mastung.
Khyber Pakhtunkhwa
Abbottabad, Swat, Mansehra, Chitral.
For beneficiaries in remote regions without ATM access, campsites are available to ensure no eligible family is left behind.
How to Withdraw Benazir Kafaalat Payment via ATM
Follow these steps to withdraw your payment:
- Visit Designated ATM
Locate an ATM of a participating bank in your district. - Enter CNIC Details
Insert your CNIC number and select the “BISP Payment” option. - Verify Mobile Number
Provide your registered mobile number and enter the OTP received via SMS. - Complete Biometric Verification
Use the fingerprint scanner for identity confirmation. - Withdraw Payment
Once verified, select the amount and collect your cash.
This process ensures a secure and efficient way to receive payments.
Troubleshooting ATM Issues
Beneficiaries may encounter occasional issues during withdrawals. Here are quick solutions:
| Problem | Solution |
|---|---|
| Failed biometric verification | Ensure clean fingers; retry or visit the nearest campsite for assistance. |
| OTP not received | Confirm your mobile number is registered; check SMS settings. |
| ATM not dispensing cash | Report to the bank’s helpline or visit their branch for immediate resolution. |
New Payment Update: Increased Assistance
The financial aid has been increased from Rs. 10,500 to Rs. 13,500, effective January 2025. Eligible beneficiaries will receive SMS notifications regarding this update. Ensure your registration is complete to access the increased payment.
Campsite Payment Option for Remote Areas
For regions without banking facilities, campsites provide an alternative payment method. Beneficiaries can visit the nearest campsite, verify their eligibility through biometric confirmation, and collect their payment. Ensure you carry all required documentation for a smooth process.
Frequently Asked Questions
What is the easiest way to check eligibility?
Use the 8171 NSER survey portal or visit a BISP center.
What should I do if my district lacks ATM services?
Visit the nearest campsite to withdraw your payment.
Are there charges for withdrawing funds?
No, the withdrawal process is completely free of charge.
Conclusion
The Benazir Kafaalat Program’s ATM-based payment system is a game-changer for financial aid distribution in Pakistan. With six major banks ensuring widespread accessibility and district-wise coverage, eligible families can easily withdraw their funds. Stay informed through official channels to ensure timely access to your financial assistance.
